If you are waiting for rates to drop down to the 1's again you might be out of luck. What does this mean for homeowners? Why we might not see those ultra low rates again or at least in the foreseeable future.

This short article will talk about the benefits of how a family loan could help you purchase a house if you don't have a down payment saved.

Buying a home or refinancing your mortgage? You might be wondering if a home appraisal is something you’ll need to worry about. The...

Lady seems to be concentrating with her laptop, pen and notebook. Books are stacked in front of her

Friends having a discussion outside of a house on a warm day

How to Make Your Home a Financial Asset, Not Just a Place to Live With Canadian homeowners now sitting on substantial home equity—over...

Think your mortgage pre-approval means you're ready to buy? Think again. Learn why many pre-approvals fall apart—and how to make sure yours doesn't.

One of the biggest decisions homeowners face when getting a mortgage in Okotoks is whether to choose a fixed or variable rate. While this...

The fixed vs. variable debate is heating up again in 2025—and for good reason. Borrowers across Canada are asking: should I lock in a...

Right now, millions of Canadians are bracing for mortgage renewals—and many are facing rates two to three times higher than what they...

New changes no longer ahead they are here! What does that mean for you? New insured mortgage changes are now in effect! Here’s what they...

With an estimated 23% of mortgage holders coming up for renewal in 2024 and 50% in the next 2 years, there are a significant number of...

When looking for a mortgage, you have many decisions, including choosing the mortgage terms and amortization. These are two big decisions...